Contact Us

The exact figure depends on a few variables. For example, the price of the property you’re looking to buy and the lenders you’re speaking with. As a rule of thumb, you’ll need a minimum of a 5% deposit to put against the value of a house, meaning if the house you’re looking at is £200,000, you’ll need at least £10,000. However, not all lenders offer 5% deposits and other options are available including some specialist Zero Deposit options. Speak with CP Mortgages & Protection if you’d like some advice on deposits.

Lenders will take your financial situation, employment status and household income into account to figure this out, and every lender is different, but you can get a better idea by speaking with us directly

Typically, mortgage brokers will charge lenders a 0.4% commission fee, but this isn’t always set in stone and is dependant on the application criteria. You can speak with us if you’d like to learn more about the charges surrounding mortgage brokers.

We have helped many clients who have previously had minor or severe adverse credit in the past and currently. This is definitely something we can have a look at. We will assess your overall circumstances and choose the right deal for you going forward. If you have any queries speak to one of our advisers today.

On average, a mortgage application takes anywhere between 2 to 6 weeks, though in exceptionally rare cases it can occur in as little as 24 hours. This is the time taken for the mortgage lender to complete all the important checks on their side, so they can put the mortgage through.

This depends entirely on your personal circumstances – if you’d like some assistance in remortgaging, speak with one of our advisers at CP Mortgages & Protection today. We’d be happy to help!

Releasing equity from your home is a very intricate and time-consuming process that always comes with its share of fees. It’s not for everyone, but if you’ve decided equity release is the route for you, speak to CP Mortgages & Protection today.